Category Archives: Uncategorized

Lower the Rate – Deduct the Interest

April 9, 2017

Credit card debt in America is back to levels prior to the recession. The average credit card APR is just under 16% according to CreditCards.com Weekly Credit Card Report.  Homeowners have an advantage over renters when it comes to getting… Read More »

Important Estate Documents

March 20, 2017

An estate plan is a collection of documents to ensure that your wishes are carried out because of death or incapacity to make decisions for yourself. Spouses, minor children, adult children, property and investments can all be factors that should… Read More »

Home Inventory – Proof of Purchase for Property Loss

January 26, 2017

People who experience a property loss are usually asked by their insurance company for proof of purchase which can come in the form of a receipt or current inventory of their personal belongings. Even the most organized people might find… Read More »

Empty Nester Boomers Are Staying In-Place

January 21, 2017

There seems to have been an accepted progression for homeowners going from starter home, to gradually moving into one’s dream home, then, downsizing after becoming an empty nester and finally, into a retirement home. However, Marianne Cusato’s 2016 Aging-in-Place Report… Read More »

Real Estate Facts or Myths

December 31, 2016

“It’s impossible to get low down payment loans.” – MYTH! FHA down payments are 3.5% and VA is 0%. In some areas, there may be some 0% down payment USDA loans available. FNMA and Freddie Mac have 3% down payment… Read More »

It Isn’t Final Until It’s Funded

November 29, 2016

Mortgage approval isn’t final until it’s funded.  Things can change prior to the loan being closed that can affect a pre-approval such as changes in the borrowers’ financial situation or possibly, factors beyond their control like interest rate changes. Good… Read More »

Colorado Ski Resort Schedule

November 18, 2016

It’s time to get your Skis and Snowboards dusted off and hit the slopes. Full schedule of Colorado Ski Resorts from Opening to Closing.  

New Listing – 1667 Ensenada Way – $234,000

May 13, 2016

UNDER CONTRACT $234,000 See Full Details View More Photos Request Showing Request More Info Map View Contact Agent 1667 Ensenada Way Aurora , CO 80011 MLS#: 5471876 Single-Family Home 2 Bedrooms 2 Bathrooms (Full) 1366 ft² Lot size 4851 ft²… Read More »

More Money in Your Paycheck

May 10, 2016

A homeowner’s tax savings benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced… Read More »

Leverage – Maximum Advantage to Homeowners

March 6, 2016

Leverage gives the user a maximum advantage whether it is physically lifting a large object or rapidly building equity in a home. In the case of the home, the high loan-to-value mortgage allows the profits made to be greater than… Read More »